The First Debit Card
Made for and
Built by Women

Pay off debt faster and guilt free with a custom debt payoff plan and up to 6% cashback⁺ on self-care purchases.

GET STARTED⁺No fees or credit check required!

Where can you earn 6% cashback⁺?

Cosmetic Stores & Skincare

Your Local Nail & Hair Salons

Drug Stores & Pharmacies

Massages & Wellness

Mindfulness & Spas

Gyms & Workout Classes

  • Categories where you can earn up to 6% cashback⁺§
  • Beauty: Ulta Beauty, Sephora, Glossier
  • Drugstores: CVS, Amazon Pharmacy, Walgreens
  • Fitness: Classpass, Equinox, OrangeTheory
  • Self-Care: drybar, LaserAway, Billie
  • Wellness: ResortPass, CorePower Yoga, SOHO House
  • Local services: hair salons, massage parlors, nail salons

Cashback⁺ on a debit card — without risking credit card debt.

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Earn up to 6% cashback⁺ on your entire purchase at beauty & drugstores, gyms, salons, and more!

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Level up your financial life with interactive courses, quizzes, and webinars designed by women, for women.

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Talk money with the girls that get it. Stay motivated and accountable with a community of ambitious women.


“I was rejected from the card I helped build at Visa. Now, I'm on a mission to recognize women's financial power.”

- Vrinda Gupta, CEO & Co-Founder

Vrinda Gupta Holding a Sequin Rewards Card that Says Give Women Credit

A peek inside Sequin University.³

Budget & Save

Learn how to budget, save for the future, and use Sequin cashback⁺ rewards to mindfully treat yourself.


Credit Secrets

Learn strategies to start paying off debt with your Sequin cashback⁺ rewards and get closer to the 800+ credit score club.

Credit Card

Grow & Invest

Learn about investing and earn high interest† on your checking account balance to grow wealth.


Members Special: Credit Tools

Pay debt and build credit with financial tools and calculators designed by talking to hundreds of women.


Members Special: Wealth Webinars

Sequin webinars go in-depth on money, credit, & wealth, plus aid women in building a side hustle or our own businesses.


Our story.

Women Foundedvrinda
After being rejected from the Visa card she helped build, Vrinda Gupta made it her life’s mission to empower women financially.
CommunityWomen with Sequin Card and Tote Bags
At Sequin, we are democratizing financial education and resources for women everywhere. No gatekeeping!
PressY Combinator, Forbes, Women in Innovation award, Her First 100k, Bustle, ABC7
Sequin represents a historic effort towards women’s financial equality, and people are catching on. The power is in our hands.


Frequently Asked Questions

What is the Sequin Rewards Visa® Debit Card & Checking Account?

Sequin is the first debit card designed to reward women’s spend with up to 6% cashback⁺ on beauty products and services, drugstores, gyms, salons, and more  -  without subjecting us to costly high-interest credit card debt.

Debit cards don't usually earn rewards; credit cards do, but don't fully reward women's spending and can subject you to a cycle of high interest credit card debt.

Sequin is a debit card that works everywhere Visa is accepted. In addition to Visa's Zero Liability Policy that you should expect from all high-quality Visa cards, The Sequin Rewards Visa® Debit Card offers the following:

  • Fight the Pink Tax: Up to 6% cashback⁺ on the costs of womanhood, including beauty, fitness, personal care, drugstores/pharmacies, your local spa/salon, and more  -  applicable to your entire purchase at merchants in Sequin “Pink Tax categories”, not just on specific products.
  • Banking Made for Women: Earn up to 3.56% APY† on your checking account balance, get access to credit tools³ to build credit and pay off debt, and say goodbye to costly overdraft fees with no overdraft capability.
  • Education: Sequin courses and workshops³ go in-depth on money, credit, & wealth, and can aid women in building a side hustle or starting our own businesses.

Join our historic mission to recognize women’s financial power and fight the Pink Tax with the Sequin Rewards Visa® Debit Card.

Can I overdraft with Sequin?

Nope! Your Sequin Rewards Visa® Debit Card & Checking Account do not offer the overdraft feature, as women pay 30% more in overdraft fees compared to men.

How do I waive the monthly service fee?

In the spirit of transparency: like many debit cards, Sequin charges a monthly account service fee that is designed to be waived by encouraging you to gain value from the card and account features. The monthly service fee of $12 is waived for the first calendar month after account opening. The monthly service fee for any other month can be waived in any one of the following ways:

  • An electronic deposit of at least $500 into your account, including via direct deposit, in the month for which the fee is being waived; or
  • Maintain a daily balance of $1,500+ in the month for which the fee is being waived; or
  • Have $500 of qualifying debit card transactions* in the month for which the fee is being waived.

*Qualifying debit card transactions do not include money transfer services like Cash App, Zelle, or Venmo. Qualifying debit card transactions must have settled by the end of the month in which the fee is being waived.

If you’d rather not think about waiving the monthly fee, consider becoming a Sequin Member (which gets you access to Sequin high-interest checking at 3.56% APY†).

Learn more here:

Why is the Sequin Rewards Visa® Debit Card coral-colored?

As a Sequin community, we questioned why most cards are black and blue - short answer: they represent the patriarchy and who the financial system was designed for (women could be rejected from bank accounts and credit cards without a man co-signing for us only 50 years ago!).

Our Sequin community voted for coral, as an inclusive shade that looks good on every skin tone - representing diversity and inclusivity.

Why the name "Sequin"?

Sequins were a Venetian gold currency until, over time, the reflective metals became decorative accents. The word "Sikka" still means currency in many Arabic languages today. Our team felt the name represented the powerful history of financial tools while paying homage to the women Sequin is serving.

How can I add a money mantra to my Sequin Rewards Visa® Debit Card?

We'll ask for your personalization, or “money mantra” during your Sequin account opening. You can customize that line up to 21 characters, which will show up on the front of the card. We recommend an affirmation, motto, or another phrase that sparks joy.

I do not identify as a woman, can I join Sequin?

Yes! All genders welcome.

I have questions and/or suggestions!

Sequin is constantly evolving based on community feedback, and we LOVE hearing from you!

Contact us at with any questions, feedback, or suggestions. We frequently poll and interview our community members to build new features relevant to your goals!

How do I switch my banking to Sequin?

When you open a Sequin account, you'll be asked to connect your existing bank via Plaid. Once the connection is successful, you can conduct most of your banking operations via Sequin, and even connect direct deposit so your balance grows with high interest (up to 3.56% APY†).

Note: Today, we do not support the ability to deposit cash or checks into Sequin, or the ability to write checks.

For members who are cash- or check-heavy, we make it easy to connect to another checking account and transfer funds in and out of Sequin.

How do I earn 6% cashback⁺ rewards?

Earn cashback rewards at a rate of 6% on "Pink Tax Categories" in a calendar month in which you spend at least $500 on the Sequin Visa® Rewards Debit Card. If you make less than $500 in settled debit transactions on the Sequin Visa® Rewards Debit Card in a calendar month, you earn cashback rewards on debit transactions at a rate of 0.5% cashback on “Pink Tax Categories”.

Sequin is the first debit card designed to reward women where we spend with up to 6% cashback⁺. Here are some eligible Pink Tax categories to receive cashback with Sequin:

  • Drug Stores and Pharmacies - MCC Code: 5912 - Examples of stores: CVS, Walgreens, Rite Aid, Wisp, NURX, Hers/Hims, Amazon Pharmacy, Ro/Modern Fertility, Thorne and more.

  • Cosmetic Stores - MCC Code: 5977 - Examples of stores: Sephora, Ulta, Sally Beauty, Glossier, Rare Beauty, Kylie Cosmetics, Fenty Beauty, Drunk Elephant, and more.

  • Barber and Beauty Shops - MCC Code: 7230 - Examples of stores: Allure, European Wax Center, Laser Away, Glo Tanning, your local hair salon, your local nail salon, DryBar, Olive & June and more.

  • Health and Beauty Spas - MCC Code: 7298 - Examples of stores: Billie, CorePower Yoga, SOHO House, ResortPass, Calm, Headspace, and more.

  • Massage Parlors - MCC Code: 7297 - Examples of stores: Burke Williams, Massage Envy, Glosslab, your local massage parlor, and more.

  • Gyms - MCC Code: 7997 - Examples of stores: Equinox, 24 Hour Fitness, Barry's, SoulCycle, Orange Theory, CrossFit, Crunch, LA Fitness, Anytime Fitness, and more.

For more sample merchants, click here!

We do not control, and are not responsible for, what MCC gets associated with any Transaction. As a result, you may not receive a Reward if we receive inaccurate information from the merchant or card network, including an incorrect MCC, or are otherwise unable to identify the Transaction as eligible for a particular Reward percentage based on its associated MCC.

What’s the Pink Tax?

The Pink Tax is a well-documented phenomenon where women pay more for the same everyday goods and services, such as razors, deodorant, and hair care 42% of the time, amounting to $188,000 over our lifetimes.

Sequin is on a historic mission to fight back.

How should I use Sequin’s High-Interest Checking Account?

With a Sequin High-Interest Checking Account, you'll earn up to 3.56% APY† on your balance.

At Sequin, we believe in women making every dollar we earn work for us. We recommend connecting your direct deposit once the account is opened or transferring any hard-earned income that you want to grow.

How can I personalize my Sequin Rewards Visa® Debit Card?

We'll ask for your personalization during your Sequin Checking Account opening. You can customize that line with up to 21 characters, which will show up on the front of the card. We recommend an affirmation, motto, or another phrase that sparks joy.

Are my deposits in the Sequin checking account secure?

Yes! Your deposits qualify for up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at and a list of program banks at Please contact with questions regarding the sweep program.

Is opening a Sequin account going to affect my credit?

No. As a debit card, there is no credit check required and opening or closing an account won't affect your credit in any way.

Can I connect my direct deposit to Sequin?

Yes! We recommend connecting your direct deposit to your Sequin account as soon as possible, so you can grow any hard-earned income with high interest up to 3.56% APY†.

How do I know where I’ll earn cashback⁺ rewards?

We've selected "Pink Tax" categories based on where women typically spend more on everyday products and services - like beauty, drugstores, gyms & fitness, self-care, wellness, and services at hair salons, nail salons, and massage parlors.

This includes big brands you love and local salons and shops near you! For a list of sample merchants, click here!

Note: Merchants set their own category codes and therefore purchases may not appear in categories as expected. The listed merchants are examples of companies where purchases made at these companies will typically appear in the stated category as appropriate.

Do I have to pay a fee to withdraw money from an ATM?

With a Sequin High-Interest Checking Account (available to Sequin Members), you get up to four international ATM fee reimbursements per month, up to $20.00. Sequin Members will receive their reimbursement by the 10th day of the following month.²